Why Electric Car Insurance Costs More in the UAE | Future EV Trends

Why Electric Car Insurance Costs More in the UAE | Future EV Trends

Electric vehicles are becoming more popular across the UAE, but owners are facing higher insurance costs compared to petrol cars. Experts say EV insurance premiums are 20–35% higher due to the expensive and complex nature of battery and motor repairs, which can make up nearly 40% of a car’s value. Limited repair workshops and high replacement costs contribute to these rates. However, as EV adoption grows and infrastructure improves, prices are expected to stabilize in the coming years.

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